Welcome to Manav Nidhi Limited

Manav Nidhi is a Mutual Benefit Company (Nidhi) registered with the Government of India, Ministry of Corporate Affairs with its registered and corporate office in Agra (Uttar Pradesh).

We accept deposits from our members/shareholders within the stipulated norms issued by the Ministry of Corporate Affairs. The funds mobilized are utilized to a great extent for advancing of Gold Loans, Property Loans, & invest in Education Sector, Health Sector & in Real Estates.Thus, the funds are fully secured and therefore the investments with us are in very safer havens. We believe that the success of business comes from each individual's creativity and team work.


Any member or shareholder can open a savings Accounts with only of Rs. 100 ( hundred ). Under the supervision of Board of Directors and in their directions a Nidhi can run the following affordable and comfortable schemes for members, i.e.,

  • Savings Account
  • Term Deposit
  • Recurring Deposits
  • Monthly Income Scheme


An important characteristic of Nidhis is that they are Localised institutions. If a person wishes to deposit his savings in a nidhi, he/she has first to become a member by paying the share subscription. As Nidhis deal with their members and not with the general public, that Nidhis are legally regarded as non-banks , though in their economic functions they are no different from banks. the financial activities of the Nidhi or Mutual Benefit Society are regulated by the Department of Company Affairs.


Loan Against of Gold
Loan against of Immovable Assets.
Loan against of Govt. Bond/ NSC/KVP/LIC .
Loan against Companies deposits .